Mortgage Loan Officer for Home Purchase, Refinance and Pre-Approval

Work directly with a licensed mortgage loan officer on home purchase loans, refinancing and pre-approval. Get a clear view of what you qualify for, what it costs and how long it takes before committing to anything.

Melissa Cadd, Loan Originator at NEXA Lending. NMLS #1441076. Call (206) 226-8152.

Frequently Asked Questions

Who is Melissa Cadd?

Melissa Cadd is a Loan Originator at NEXA Lending (NMLS #1441076). Expert mortgage loan originator in Arizona and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #1441076.

What areas does Melissa Cadd serve?

Melissa Cadd is licensed to provide mortgage services in Arizona, Idaho, Oregon, and Washington.

What services does Melissa Cadd offer as a mortgage loan officer?

Melissa Cadd offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Idaho, Oregon, and Washington. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Melissa Cadd?

You can call (206) 226-8152 and email Mcadd@NEXALending.com to get started or ask about current mortgage rates and pre-approval.

What is Melissa Cadd's NMLS number?

Melissa Cadd's NMLS license number is 1441076. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Melissa Cadd?

Getting pre-approved is simple: share your income, assets, and credit details, and Melissa Cadd will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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Melissa Cadd

Melissa Cadd

NMLS# 1441076

Call or Text: (206) 226-8152

Let’s get you started with a faster, easier, cheaper mortgage 👇

WHAT WE DO

Home Purchase Loans

Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance. It's your cash – spend it how you see fit.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable – or build more equity with an update.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you'll have better access to your options so you can see the next move.

Rate Comparisons

Don't just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Loan options

TYPES OF LOANS

Explore the main loan programs we offer to find the right fit for you.

CONVENTIONAL LOAN

Conventional loans are any mortgage that is not guaranteed or insured by the federal government.

FHA LOAN

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.

VA LOAN

If you're a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.

USDA LOAN

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.

HARP LOAN

We'll help you clearly see differences between HARP loan options, allowing you to choose the right one for you.

SEE ALL LOAN PROGRAMS

Live Market Pricing

Real-time mortgage rates updated throughout the day

Latest Blog Posts

Insights and tips to guide you through home financing.

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